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These Terms and Conditions ("Terms") govern the use of the website https://credfinserv.in ("the Website"), operated by Cred Finserv, a loan consultancy firm ("we," "our," or "us"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use this Website.

1. General Information

• We provide loan consultancy services, including but not limited to advice on loan options, interest rates, loan eligibility, and connecting clients to financial institutions.

• Our Website is designed to assist users in understanding the loan application process, find suitable loan products, and connect with lenders.

• We do not provide direct loans and are not a financial institution.

2. Eligibility

• You must be at least 18 years old and legally capable of entering into a contract to use this Website and our services.

• You agree that any information you provide to us is accurate, complete, and up to date.

3. Services Provided

• Loan Consultation: We provide advice on loan products, interest rates, and the loan application process.

• Loan Matching: We assist in matching you with potential lenders but do not guarantee loan approval or terms.

• Resources: We provide articles, tools, and other resources to help you understand the lending process.

4. User Responsibilities

• You are responsible for the accuracy of the information you submit to us, including but not limited to personal, financial, and contact details.

• You agree not to use our Website for any unlawful purpose or in any way that could damage, disable, or impair the Website's operation.

• You agree to comply with all applicable laws and regulations related to your use of the Website and services.

5. Privacy Policy

• We take your privacy seriously. Please review our [Insert Link to Privacy Policy] for information on how we collect, use, and protect your personal data.

• By using our services, you consent to the collection and use of your personal information as described in our Privacy Policy.

6. Disclaimer of Warranties

• We make no guarantees or warranties, express or implied, regarding the accuracy, reliability, or completeness of the information provided on our Website.

• Our services are provided "as is" without any warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

• We are not responsible for the actions, decisions, or outcomes of any loan application or approval process.

7. Limitation of Liability

• In no event shall we be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to loss of profits, revenue, or data, arising from the use of our Website or services, even if we have been advised of the possibility of such damages.

• Our total liability in connection with any claim arising out of or related to these Terms or the use of our services shall not exceed the amount you paid, if any, for the services in question.

8. Third-Party Links

• Our Website may contain links to third-party websites, including lenders or other financial service providers. These links are provided for your convenience, and we are not responsible for the content, policies, or practices of these third-party sites.

• We do not endorse or make any representations about third-party websites, and you access them at your own risk.

9. Indemnification

• You agree to indemnify, defend, and hold harmless [Your Business Name], its officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, or expenses, including legal fees, arising from your use of the Website or services, or any violation of these Terms.

10. Modifications to Terms

• We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be posted on this page with an updated effective date. It is your responsibility to review these Terms regularly for updates.

• By continuing to use our Website after such modifications, you agree to be bound by the revised Terms.

11. Termination

• We may, at our sole discretion, suspend or terminate your access to the Website and services if you violate these Terms or if we believe that your actions may harm the Website, our reputation, or our users.

12. Governing Law

• These Terms are governed by and construed in accordance with the laws of [Insert your country or state].

• Any disputes arising from or related to these Terms shall be resolved in the competent courts of [Insert location].

13. Contact Information

• If you have any questions regarding these Terms, please contact us at: +91 9723710636 credfinserv01@gmail.com